Much discussion in UK media and as far away as The USA and Australia this week has focued on the decision by Coutts (the posh people's bank,) to ‘de-bank’ former UKIP leader Nigel Farage, the political outsider who successfully steered the campaign to take Britain out of the EU to victory in a national referendum. According to Coutts initial responses to media attention the decision was taken because of reputational concerns.
Bizarrely, when Farage, now host of a popular radio talk show, took his story to the media Coutts told the BBC
that the Farage account closure was due to financial requirements. This was probably was one of the
worst corporate cock ups in recent history because it was so easily falsifiable, especially for a skilled operator like Farage whose track record shows he knows how to use the media. After after days of media
fury about a corporate war on free speech, stirred up mostly by the former Ukip leader himself, and a genuine public outcry because in this era of automation, digitization and depersonalisation, banking is an essential service and if it can happen to Nigel Farage because his bank don't like some of his opinions, it can happen to any of us.
Coutts have now caved in following criticism from everybody from Prime Minister Rishi Sunak to Stan the bloke in the pub who has an opinion about everything, the bank and its parent company Nat West group have issued a grovelling apology to Farage for comments made about him during a meeting of the bank’s wealth reputational risk committee.
Alison Ross, the chief executive of NatWest this afternoon released a lengthy apology for the ‘deeply inappropriate comments made in the now published papers. They 'do not reflect the views of the bank’, she said, adding ‘I believe very strongly that freedom of expression and access to banking are fundamental to our society and it is absolutely not our policy to exit a customer on the basis of legally held political and personal views.’ The bank has now offered ‘alternative banking arrangements’ at NatWest.
It was deeply disturbing that Nigel Farage was debanked by Coutts for his political and social attitudes but becomes truly sinister when we consider that apparently no other bank was prepared to offer him an account and they all marched in lockstep (goose step?) with Coutts.
If he could have easily moved to another bank it would have been shameful that Coutts, the bank that discriminates on the basis of wealth. also discriminates on the basis of politics, while being quite happy to offer services to some of the world's most brutal authoritarian tyrants, a number of very unsavoury east European oligarchs and authocratic leaders of Arab oil states in which the concept of human rights simply does not exist, but the fact that other banks took a similar stance becomes a matter of totalitarian oppression.
Because of the nature of their business banks should not be able to select their customers on the basis of political positions just as they cannot discriminate on grounds of race, religion, skin colour or sexual orientation. Coutts was wrong to kick NF out for the reasons
set out in the report and the other banks should not have been able to
so glibly refuse his custom without a sound reason for doing so
As mentioned above banking is an essential service in the modern and increasingly cashless world. To deny anyone access to banking facilities is tantamount to erasing their social existence, hamstringing their ability to earn a living or but essential goods and services and ultimately eliminating them from society. Withdrawing banking facilities in a way which would inhibit that person's ability to make alternative arrangements without acceptable reasons is an intolerable injustice.
This practice is akin to isolating someone, no matter how ill, from access to health services because his/her legitimately stated/held views do not confirm to the ‘diversity, inclusion and equality’ [DIE] narrative promoted by political, media and business establishment organisations. Such cancellation represents a gross violation of that person's inalienable rights to free speech and personal liberty the fundamental destruction of a basic human right to access an essential service without which normal existence is rendered impossible.
The most alarming thing of all is that leaders of powerful corporate organisations, not to mention public services managers, can so easily terminate individuals’ bank accounts (or access to services) with little or no accountability.
We associate such tyranny with regimes Nazi Germany, communist Russia, modern
China, North Korea or certain Middle Eastern theocracies. The large dossier compiled by Coutts on
Nigel Farage without his knowledge is a most sinister development of a
kind that we thought was confined to brutal totalitarian police states,
not the so-called liberal democracies.
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